Income tax calculator

Estimate your income tax plus Medicare levy for 2025-26, with your average and marginal rates.

2025-26 brackets Average rate

Your details

$
FY 2025-26 resident rates: tax-free to $18,200, then 16%, 30%, 37% and 45%, plus the 2% Medicare levy. Excludes tax offsets (like LITO) and the Medicare levy surcharge.
Tax + Medicare levy
$19,588
Average rate 21.8% · marginal 30%
Income tax
$17,788
Medicare levy
$1,800
Total
$19,588
How it works

Why tax isn't a flat percentage

Australian income tax is progressive: only the income within each bracket is taxed at that bracket's rate, and the first $18,200 is tax-free. On top sits the 2% Medicare levy. Offsets such as LITO can reduce the final amount.

FAQ

Common questions

Tax-free up to $18,200, 16% to $45,000, 30% to $135,000, 37% to $190,000 and 45% above that, plus the 2% Medicare levy.
Your marginal rate is the rate on your next dollar earned. Your average rate is total tax divided by income — always lower.
No. Offsets like the Low Income Tax Offset (LITO) can reduce your tax further and are not included in this estimate.
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