Income tax calculator

Estimate your federal and provincial income tax for 2026, with your average and marginal rates.

2026 brackets Average rate

Your details

$
Estimate with 2026 federal brackets (14%–33%) and provincial brackets, after the basic personal amounts. Excludes other credits, surtaxes and the Quebec system specifics beyond the abatement.
Total income tax
$13,306
Average rate 17.7% · marginal 29.6%
Federal tax
$9,268
Provincial tax Ontario
$4,038
Total tax
$13,306
How it works

Why tax isn't a flat percentage

Canadian income tax is progressive and stacked: the federal government and your province each have their own brackets. Only the income within each bracket is taxed at that bracket's rate. The basic personal amount shelters the first portion of income from tax at both levels.

FAQ

Common questions

Your marginal rate is the rate on your next dollar earned (federal + provincial). Your average rate is total tax divided by income — always lower.
14% up to $58,523, 20.5% to $117,045, 26% to $181,440, 29% to $258,482, and 33% above that, after the basic personal amount.
It applies the Quebec brackets and the 16.5% federal abatement, but not every Quebec-specific credit. Treat it as an estimate.
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