From gross to net in Canada
Your pay has three main deductions: income tax (federal plus provincial), CPP (Canada Pension Plan, with CPP2 on higher earnings) and EI (Employment Insurance). Income tax is progressive — only the income within each bracket is taxed at that rate — and each province adds its own brackets on top of the federal ones.
Good to know
Your average tax rate is always lower than your top (marginal) rate, because the lower brackets are taxed at lower rates first. The basic personal amount makes the first chunk of income tax-free.
Common questions
Federal and provincial income tax, plus CPP (and CPP2 above the first ceiling) and EI premiums. Your employer matches CPP and EI separately.
Each province sets its own tax brackets and basic personal amount, so the same salary nets a different amount in Ontario, BC, Alberta or Quebec.
It is an estimate. It excludes things like the Ontario surtax and health premium, RRSP deductions and other credits, which can shift your real take-home pay.