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CPF calculator

See your monthly CPF contributions — your share and your employer's — by age, using the 2026 rates and the $8,000 ceiling.

2026 rates Instant result

Your details

$
CPF rates from 1 Jan 2026, on the Ordinary Wage ceiling of $8,000/month. For 55 & below: employee 20%, employer 17%.
Total CPF (per month)
$2,220
You put in $1,200 · employer adds $1,020
Your contribution
$1,200
Employer contribution
$1,020
Total into CPF
$2,220
How it works

Two contributions, one account

Every month you and your employer both contribute to your CPF. For workers 55 and below, that's 20% from you and 17% from your employer, calculated on wages up to the $8,000 Ordinary Wage ceiling. Rates taper for older workers, though senior-worker rates have been rising.

The money is split across your Ordinary, Special/Retirement and MediSave accounts.

FAQ

Common questions

For employees aged 55 and below (2026): 20% from you and 17% from your employer. Rates step down for older workers, though senior-worker rates are rising.
CPF is calculated on the Ordinary Wage ceiling, which rose to $8,000 a month from January 2026. Wages above that are not subject to monthly CPF.
Contributions are split across your Ordinary, Special (or Retirement) and MediSave accounts, funding housing, retirement and healthcare.
Keep going

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