Income tax calculator

Estimate your YA2026 income tax using the IRAS resident rates, with your effective and marginal rates.

YA2026 rates Effective & marginal

Your details

$
IRAS resident income tax for YA2026. The first $20,000 of chargeable income is tax-free, then rates rise from 2% to 24%. Enter income after CPF relief and other reliefs for the most accurate result.
Income tax
$3,350
Effective rate 4.2% · top bracket 7.0%
Chargeable income
$80,000
Tax-free portion
$20,000
Income tax
$3,350
How it works

Why your tax isn't a flat percentage

Singapore income tax is progressive. The first $20,000 of chargeable income is tax-free; then income is taxed in slices from 2% up to 24% on income above $1 million. Only the income within each bracket is taxed at that bracket's rate, so your effective rate is always lower than your top bracket.

Reliefs — especially CPF relief — reduce your chargeable income before the rates apply.

FAQ

Common questions

The first $20,000 of chargeable income is tax-free. Above that, rates rise progressively from 2% to 24%.
Your assessable income less reliefs — including CPF relief, earned income relief and any others you qualify for. Enter that figure for an accurate result.
Non-residents are generally taxed at a flat rate (or the resident rates, whichever is higher for employment income). This calculator uses resident rates.
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